.hvc-calculator {
  padding: 64px 0 80px;
}

.hvc-calculator__hero {
  max-width: 700px;
  margin-bottom: 36px;
}

.hvc-calculator__hero .eyebrow {
  margin-bottom: 14px;
}

.hvc-calculator__hero h1 {
  margin: 0 0 16px;
  font-size: clamp(32px, 4.2vw, 46px);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: 0;
}

.hvc-calculator__hero p {
  max-width: 640px;
  margin: 0;
  color: var(--ink-soft);
  font-size: 17px;
}

.hvc-calculator-tabs {
  display: flex;
  gap: 6px;
  margin-bottom: 36px;
  padding-bottom: 10px;
  overflow-x: auto;
  border-bottom: 1px solid var(--rule);
  scrollbar-width: thin;
}

.hvc-calculator-tabs a {
  flex: 0 0 auto;
  min-height: 40px;
  padding: 9px 14px;
  border: 1px solid transparent;
  border-radius: 6px;
  color: var(--ink-muted);
  font-size: 14px;
  text-decoration: none;
}

.hvc-calculator-tabs a:hover {
  border-color: var(--rule);
  color: var(--ink);
}

.hvc-calculator-tabs a[aria-current="page"] {
  border-color: var(--ink);
  color: var(--ink);
  font-weight: 500;
}

.hvc-calculator__workspace {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, .85fr);
  gap: 48px;
  align-items: start;
  padding: 40px 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}

.hvc-calculator-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px 18px;
}

.hvc-calculator-form label {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 8px;
  color: var(--ink-soft);
  font-size: 13px;
}

.hvc-calculator-form label > input,
.hvc-calculator-form label > select {
  grid-column: 1 / -1;
  width: 100%;
  height: 48px;
  margin-top: 2px;
  padding: 0 42px 0 13px;
  border: 1px solid var(--rule);
  border-radius: 6px;
  outline: none;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--mono);
  font-size: 15px;
  font-variant-numeric: tabular-nums;
}

.hvc-calculator-form label > select {
  padding-right: 13px;
  font-family: var(--sans);
}

.hvc-calculator-form label > span {
  position: absolute;
  right: 13px;
  bottom: 13px;
  color: var(--ink-muted);
  font-family: var(--sans);
  font-size: 13px;
  pointer-events: none;
}

.hvc-calculator-form input:focus,
.hvc-calculator-form select:focus,
.hvc-calculator-tabs a:focus-visible,
.hvc-button:focus-visible,
.hvc-calculator-faq summary:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.hvc-calculator-form__error {
  grid-column: 1 / -1;
  min-height: 24px;
  margin: 0;
  color: var(--accent);
  font-size: 13px;
}

.hvc-calculator-form__wide,
.hvc-loan-options {
  grid-column: 1 / -1;
}

.hvc-loan-options {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.hvc-loan-options fieldset {
  display: grid;
  gap: 14px;
  min-width: 0;
  margin: 0;
  padding: 16px;
  border: 1px solid var(--rule);
  border-radius: 8px;
}

.hvc-loan-options legend {
  padding: 0 6px;
  color: var(--ink);
  font-size: 14px;
  font-weight: 500;
}

.hvc-calculator-form__actions {
  grid-column: 1 / -1;
  display: flex;
  gap: 10px;
}

.hvc-button {
  min-height: 44px;
  padding: 10px 18px;
  border: 1px solid var(--rule);
  border-radius: 6px;
  color: var(--ink-soft);
  font-family: var(--sans);
  font-size: 14px;
}

.hvc-button:hover {
  border-color: var(--ink-muted);
  color: var(--ink);
}

.hvc-button--primary {
  border-color: var(--ink);
  background: var(--ink);
  color: var(--paper);
}

.hvc-button--primary:hover {
  border-color: var(--accent);
  background: var(--accent);
  color: var(--paper);
}

.hvc-calculator-results {
  min-height: 224px;
  padding: 24px;
  border: 1px solid var(--rule);
  border-radius: 8px;
  background: var(--paper-2);
}

.hvc-calculator-results h2 {
  margin: 0 0 16px;
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 500;
}

.hvc-calculator-results dl {
  margin: 0;
}

.hvc-calculator-results dl > div {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 16px;
  padding: 10px 0;
  border-top: 1px solid var(--rule);
}

.hvc-calculator-results dt {
  color: var(--ink-muted);
  font-family: var(--sans);
  font-size: 13px;
}

.hvc-calculator-results dd {
  margin: 0;
  font-family: var(--mono);
  font-size: 15px;
  font-variant-numeric: tabular-nums;
}

.hvc-loan-comparison__row {
  display: grid;
  grid-template-columns: minmax(110px, 1fr) repeat(2, minmax(90px, auto));
  gap: 12px;
  align-items: center;
  padding: 11px 0;
  border-top: 1px solid var(--rule);
  font-family: var(--sans);
  font-size: 13px;
}

.hvc-loan-comparison__row > :not(:first-child) {
  text-align: right;
}

.hvc-loan-comparison__head {
  color: var(--ink-muted);
}

.hvc-loan-comparison__row strong {
  color: var(--ink);
  font-family: var(--mono);
  font-weight: 500;
  font-variant-numeric: tabular-nums;
}

.hvc-loan-verdict {
  margin: 18px 0 8px;
  padding: 14px 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}

.hvc-loan-verdict p {
  margin: 0;
  color: var(--ink);
  font-family: var(--sans);
  font-size: 14px;
}

.hvc-loan-verdict p + p {
  margin-top: 6px;
}

.hvc-loan-stress {
  margin: 0;
}

.hvc-calculator-guide {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 48px;
  padding: 48px 0 36px;
}

.hvc-calculator-guide h2,
.hvc-calculator-faq h2 {
  margin: 9px 0 12px;
  font-family: var(--sans);
  font-size: 19px;
  font-weight: 500;
}

.hvc-calculator-guide p,
.hvc-calculator-caution p,
.hvc-calculator-faq p {
  margin: 0;
  color: var(--ink-soft);
}

.hvc-calculator-caution {
  display: grid;
  grid-template-columns: 120px minmax(0, 1fr);
  gap: 24px;
  margin: 0 0 48px;
  padding: 20px 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}

.hvc-calculator-caution strong {
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 500;
}

.hvc-calculator-faq {
  max-width: var(--measure);
}

.hvc-calculator-faq > h2 {
  margin-bottom: 18px;
}

.hvc-calculator-faq details {
  border-top: 1px solid var(--rule);
}

.hvc-calculator-faq details:last-child {
  border-bottom: 1px solid var(--rule);
}

.hvc-calculator-faq summary {
  padding: 16px 4px;
  cursor: pointer;
  font-family: var(--sans);
  font-size: 15px;
}

.hvc-calculator-faq details p {
  padding: 0 4px 18px;
}

.hvc-calculator-source {
  margin: 28px 0 0;
  color: var(--ink-muted);
  font-size: 12px;
}

@media (max-width: 760px) {
  .hvc-calculator {
    padding: 44px 0 64px;
  }

  .hvc-calculator__workspace,
  .hvc-calculator-guide {
    grid-template-columns: minmax(0, 1fr);
    gap: 32px;
  }

  .hvc-calculator-results {
    min-height: 190px;
  }

  .hvc-loan-options {
    grid-template-columns: minmax(0, 1fr);
  }
}

@media (max-width: 560px) {
  .hvc-calculator__hero h1 {
    font-size: 32px;
  }

  .hvc-calculator-form {
    grid-template-columns: minmax(0, 1fr);
  }

  .hvc-calculator-form__error,
  .hvc-calculator-form__actions,
  .hvc-calculator-form__wide,
  .hvc-loan-options {
    grid-column: 1;
  }

  .hvc-loan-comparison__row {
    grid-template-columns: minmax(100px, 1fr) repeat(2, minmax(76px, auto));
    gap: 8px;
    font-size: 12px;
  }

  .hvc-calculator__workspace {
    padding: 28px 0;
  }

  .hvc-calculator-caution {
    grid-template-columns: minmax(0, 1fr);
    gap: 8px;
  }
}